SSV Capital PLC

Digital disruption reshaping UK financial services landscape UK high street banks face their first profit decline since the pandemic, dropping £3.7bn as customers migrate to challenger banks offering superior digital experiences and savings rates. KPMG's analysis reveals deposits shifting from 84% to 80% market share—equivalent to £100bn in lost savings. At SSV Capital, we recognise that market disruption creates the most compelling investment opportunities. When established industries face transformation pressure—requiring AI adoption, digital redesign, and business model evolution—agile innovators gain sustainable competitive advantages. This banking transformation exemplifies how consumer-driven change accelerates investment returns for companies positioned ahead of industry shifts. Ready to explore opportunities where digital transformation meets financial services innovation? Let's discuss how market disruption creates strategic value. https://lnkd.in/dSqh6tHF #InvestInChange #DigitalBanking #BankingInnovation #FinancialServices #MarketDisruption

From Vision to Reality – SSV Capital Digital Bank Launching Soon! | Featuring Director Ankur Ghosh #SSVCapital #DigitalBank #Fintech #BankingInnovation #OpenBanking #UKFinance #FutureOfBanking #FintechUK #DigitalBanking #FintechInnovation #BankingRevolution #FinanceTech #UKBusiness #MoneyMatters #SmartBanking

"From Strategy to Success: Ankur Ghosh Maps SSV Capital’s Path Ahead" We’re excited to share an insightful interview featuring Ankur Ghosh, CEO of SSV Capital PLC. ▶ Watch the full video here: https://lnkd.in/e5_-mqKm #SSVCapital #Leadership #FintechInnovation #StrategicGrowth #SSVSmartAccount #InvestorRelations #CEOInsights

Is your bank ready to evolve with composable platforms? At EBAday 2024, industry leaders explore how composable banking platforms are revolutionising corporate banking. By offering scalable and customisable solutions, these platforms enable financial institutions to swiftly adapt to market changes and foster innovation. Thank you to Stefano Brega and Gianluca Finistauri for their insights. Discover how SSV Capital's investment strategy supports transformative technologies like composable banking for powerful change. Explore how we can drive impactful growth together. https://lnkd.in/e9T2EFft #BankingInnovation #DigitalShift #TechForGrowth #SSVCapital

Is your bank's innovation compromising user experience? Alex Kreger’s insightful article reveals the dangers of a tech-first approach in banking innovation. Many banks, pressured to adopt the latest technologies, risk neglecting user experience (UX), which can lead to frustrating and ineffective digital solutions. This misalignment between technology and user needs could undermine long-term success. At SSV Capital, we champion investments that drive meaningful, user-centric change. Explore how shifting focus from mere tech adoption to enhancing UX can revolutionise your financial services. Discover the balance between innovation and user satisfaction with us. https://lnkd.in/eJuSy5WR #BankingInnovation #UserExperience #FinTech #TechForGood

Will AI Revolutionise Remittances?
 Artificial Intelligence and remittances—an untapped synergy? Discover how AI could reshape cross-border transactions, making money transfers more efficient and secure. This article from Kaustuv Ghosh. delves into the evolving landscape, exploring how AI might integrate with current remittance models to enhance user experiences. SSV Capital is committed to leveraging advanced technologies for financial innovation. Read on to understand how AI can transform your financial strategies and drive growth in the ever-changing global market. How can your business stay ahead? Let's explore together.
 https://lnkd.in/gGbY37Dz #Fintech #CrossBorderPayments

Are you part of the 89% still missing out on Open Banking's revolution? The latest Open Banking Impact Report reveals remarkable momentum—11% of British consumers now actively use Open Banking (up from 7% in 2021), with 9.7 million payments made in June 2023 alone—an 88% year-on-year increase. Small businesses are leading adoption at 17%, utilising cloud-based accountancy packages for real-time cash flow insights and cost reduction. With average transaction values of £450 generating £4.5bn monthly, the scale is impressive. The report also highlights exciting innovation, from pre-qualified rental profiles for tenants to SME revenue-share funding platforms—exactly the kind of financial technology transformation we champion at SSV Capital. At SSV Capital, we believe in positive investment for powerful change. Open Banking's proven growth trajectory and expanding ecosystem represent compelling opportunities for forward-thinking investors. Ready to explore how financial innovation could enhance your investment portfolio? Click through to read the full report and discover how we're positioning our clients in this dynamic sector: https://lnkd.in/er5-b5cx #FinancialRevolution #InvestInInnovation #OpenBanking

Are 50% of Latin Americans locked out of the property market by outdated banking? Belvo's research reveals a staggering reality: up to 50% of Latin America's population lacks traditional bank accounts, yet COVID-19 has accelerated FinTech adoption across the region. This presents extraordinary opportunities for PropTech innovation. Companies like Yave and Nirica are already leveraging Open Banking APIs to transform mortgage lending and rental verification, eliminating manual processes and reducing fraud risks. The combination of rapid eCommerce growth and strong mobile adoption creates perfect conditions for digital disruption. At SSV Capital, we recognise the transformative potential when emerging markets leapfrog traditional financial infrastructure. Open Banking's ability to democratise property access whilst improving risk assessment aligns perfectly with our commitment to positive investment for powerful change. Ready to explore investment opportunities in Latin America's PropTech revolution? Grow with us and feel the difference strategic positioning makes in emerging markets. https://lnkd.in/e_ym38Xa #LatinAmericaFinTech #PropTech #OpenBanking #EmergingMarkets

Are PropTech businesses leaving billions on the table with outdated payment systems? Compelling insights from Yapily reveal PropTech's explosive growth potential—the UK market is set to achieve nearly 14% CAGR through 2028, with Germany alone targeting a £4.1bn valuation. Yet many businesses are missing critical efficiency gains. Open Banking offers transformative solutions for PropTech's traditional pain points: fraud risk, manual processes, and clunky digitalisation. From enhanced KYC verification to real-time payments, the technology addresses 'Generation Rent's' evolving needs as rental households have doubled over two decades. At SSV Capital, we champion positive investment for powerful change in sectors embracing financial innovation. PropTech's intersection with Open Banking represents exactly the kind of technological advancement that drives both efficiency and growth. Ready to explore investment opportunities in PropTech's digital transformation? Grow with us and feel the difference strategic positioning makes in emerging markets. https://lnkd.in/eZJkFV-F #PropTech #OpenBanking #DigitalTransformation #InvestmentOpportunity

Is your PropTech business missing a £billion opportunity hiding in plain sight? Fascinating research from Yapily at the London PropTech Show reveals a significant knowledge gap—60% of PropTech companies are familiar with Open Banking, yet less than 40% understand how it could benefit their business. With 43% of firms still relying on manual processes for data collection and payments, the efficiency potential is enormous. As the rental market doubles over two decades, particularly affecting younger demographics, this innovation gap needs urgent attention. At SSV Capital, we're focused on positive investment for powerful change in sectors primed for digital transformation. Open Banking's potential to enhance data quality, overcome legacy systems, and accelerate business expansion aligns perfectly with our investment philosophy. Ready to explore how financial innovation could revolutionise property technology? Invest with us and see the changes your capital can create in this rapidly evolving landscape. https://lnkd.in/eJuXFT64 #PropTech #OpenBanking #FinTech #PositiveInvestment